摘要
以江西省安福县为例,分析林权抵押贷款对农户融资造林的影响,探析林权抵押贷款能否解决农户造林资金问题。研究结果表明:农户缺乏造林资金,现行农村信贷供给不能解决农户造林资金问题。林权抵押贷款为农户融资提供了渠道,有助于缓解农户造林资金压力,但金融机构提供的林权抵押贷款与农户造林实际需求不符,限制了农户利用贷款投资造林的可能性。
The article takes Anfu County, Jiangxi Province as an example, analysis impacts of forest right mortgage on famers＇ financing afforestation and forest right mortgage either can solve the farmers afforestation funding problems or not. The results show that： Farmers lack of afforestation funds, the existing rural credit supply can not solve farmers afforestation funding problems. Forest right mortgage loan provides the channel for farmers to finance, help to ease the financial pressure of the farmers afforestation, but forest fight mortgage loan provided by financial institutions and the actual needs of farmers afforestation do not match, which limited the possibility of farmers to use the loans to investment in afforestation.
出处
《中国林业经济》
2012年第4期29-31,39,共4页
China Forestry Economics
基金
国家社会科学基金重点项目(10AJY006)
关键词
农户
造林资金
林权抵押贷款
farmers
afforestation funding
forest right mortgage
