试论信用风险计量法在金融机构风险管理中的应用

On the credit risk measure way applies in risk management of financial institutions

信用风险计量为金融机构提供了一种全方位的信用风险控制机制；为银行和监管部门提供了一个基本的风险标准；是加强和完善我国金融风险管理的重要手段；是金融创新和推动我国金融国际化的需要。

The credit risk measure way supplies a total sides risk control mechanism for financial institutions and also a basic risk standard for bank and supervision. It is the important countermeasure to enforce and perfect our financial risk management. It is the need of financial creation and our financial intemationalization.