对网上银行若干问题的探讨

On several problems in electronic bank

在线电子支付是电子商务的关键环节，也是电子商务得以顺利发展的基础条件，因此，电子商务的发展要求金融业同步电子商务化，网上银行的建立成为大势所趋。网上银行既可进行部分传统的商业银行业务，也担负着电子商务过程中的在线支付功能；还可以开辟系列新的服务领域。

The electronic payment on line is the key of electronic commerce and its developing foundation. The development of electronic commerce needs the financial industry developing the electronic bank, setting up the electronic bank is the big trend. E-bank not only operate the traditional commercial bank business, but also undertake the payment function on line for electronic commerce and it also can create a new service fields.