效用理论在保险中的应用

Applications of the Thoery of the Utility Function in the Insurancd

保险决策中的基本问题之一是确定保单、计算保费。用效用理论确定保单、计算保费 ,比以往传统的方法更加精确、可靠。再保险在我国刚刚起步 。

Using the thoery of the utility function,this paper discusses the giving of insurance contract and the calculating of premium and gives certain optimal reinsurance.