金融业服务回归实体经济本位摭谈

On the Returning of the Financial Services Industry to the Real Economy Standard

实体经济既是社会财富和综合国力的基础,也是金融业生存和健康发展的基础。金融业作为虚拟经济的代表,来源于实体经济,也应当服务于实体经济。近年来,我国金融业取得长足发展,为我国国民经济做出重要贡献。但在金融业快速发展的过程中,也出现了脱离实体经济自我循环、自我膨胀的现象,诸如金融资产非理性增长、金融业对实体经济的支持力度不足、金融监管不够到位等问题不断凸显。因此,在金融市场全面开放、改革进程不断推进的背景下,金融业服务回归实体经济成为重要课题。通过理论阐述和对实际事例的分析,可以知道中国金融的发展始终需要明确正确的方向,抓住本质,定睛在实体经济的建设之中。金融业来源于实体经济,并将反哺于实体经济,与此同时,金融业也将从实体经济的发展中汲取更多的力量,二者是相互促进、协调发展的。

The real economy is the foundation of the social wealth and the overall national strength and that of the survival and healthy development of the financial sector. As the representative of the virtual economy, the finan- cial industry comes from the real economy and should also serve the real economy. In recent years, China＇s financial industry has made considerable progress, making an important contribution to our national economy. But in the pro- cess of rapid development, there appears the phenomenon of self-circulation and self-expansion which break away from the real economy such as the irrational growth of the financial assets, lack of adequate support of the financial sector to the real economy and inadequate supervision of the finance. Therefore, in the context of the full open-up of the finance market and the constant promotion of the reform process, the return of the financial services industry to the real economy has become an important issue. Through theoretical explanations and analysis of actual examples, we know that the development of China＇s finance depends on the clear understanding of the right direction, the grasp of the essences and the construction of the real economy. The finance industry comes from the real economy and will bring benefit to it; and at the same time the finance industry will become stronger from the development of the real economy-both advance and develop mutually and harmoniously.