中国保险业竞争力分析及展望

An Analysis of Competitiveness of Insurance Industry in China

随着中国保险市场的逐步开放 ,中国保险业将面临激烈的市场竞争。中国保险业的竞争力不容乐观 ,主要表现在保险公司的资产规模、资金运用、偿付能力、险种结构、服务水平、税收待遇等方面 ,但中国保险市场也充满机遇 ,必须重视对其今后的发展对策的研究。

With the more opening up to the outside in its financial area, Chinas insuran ce industry has to face the fierce competition in the market. Chinas insur anc e industry is not very competitive owing to differences in the capital size, financial flow, indemnity capacity, insurance structures, quality of serv ice and taxes. But in the meanwhile,Chinas insurance company also stands many a chan ce. Therefore we must study its future development and development strategies.