期刊文献+

银行战略群组的新业务战略对绩效影响因素的实证研究——基于中国银行业16家上市银行的面板数据 被引量:29

An Empirical Study about the Influencing Factors of the New Business Strategy of Bank Strategic Groups on the Performance:Based on 16 Listed Banks' Panel Dada of China
原文传递
导出
摘要 中国商业银行为满足市场和竞争需要都在着力丰富中间业务。银行的新业务战略与银行不同战略群组绩效之间的关系及其作用机制成为一个值得探究问题。本文的实证研究结果表明:银行新业务战略的程度通过成本收入比的中介作用对绩效产生正向影响;在相同的新业务战略水平下股份制商业银行群组的绩效要明显优于大型国有商业银行群组,发展新业务无法有效分散绩效波动风险。 In order to meet the market and competition needs, the Chinese commercial banks are enriching the intermediary business types. The relationship between the bank's new business strategy and the performance of different bank strategic groups as well as its action mechanism is an important issue that worthwhile to explore. The empirical test result in this paper shows that the extent of the bank's new business strategy has positive im- pact on the performance through the intermediary role of the operating cost and revenue ratio. In the same level of new business strategies development, the performance of the joint - stock commercial banks is much better than that of large state - owned commercial banks, and new business development cannot disperse the fluctua- tions risk of the performance effectively.
作者 吴晓云 王峰
机构地区 南开大学商学院
出处 《金融研究》 CSSCI 北大核心 2012年第9期48-61,共14页 Journal of Financial Research
基金 国家自然科学基金项目"银行企业全球服务营销新战略动态模型 战略维度及其测评体系--基于组织和顾客双重战略感知的实证研究"(项目编号:70872054)和国家自然科学基金项目"以迁移性和交互性分离为特征的现代服务业全球营销战略研究--兼及在中国的管理实践"(项目编号:71172069)的资助
关键词 新业务战略 战略群组 绩效 New business strategy, Strategic group, Performance
  • 相关文献

参考文献26

  • 1黄隽,章艳红.商业银行的风险:规模和非利息收入——以美国为例[J].金融研究,2010(6):75-90. 被引量:131
  • 2杨鑫,金占明.战略群组的存在性及其对企业绩效的影响——基于中国上市公司的研究[J].中国软科学,2010(7):112-124. 被引量:14
  • 3张羽,李黎.非利息收入有利于降低银行风险吗?——基于中国银行业的数据[J].南开经济研究,2010(4):69-91. 被引量:124
  • 4Ajay Mehra, 1996, "Resource and market based determinants of performance in the US banking industry", Strategic Man- agement Journal, 17(4), pp. 307-322.
  • 5Alien F. and Santomero A. M. , 2001, "What do financial intermediaries do?" Journal of Banking and Finance, 25(2), pp. 271 - 294.
  • 6Chansog Francis Kim, Speros Margetis and Chris Pantzalis, 2009, "Financial sector diversification and MNC valuation", Journal of Multinational Financial Management, 19(5), pp. 343 - 354.
  • 7Demsetz, Rebecca S. and Philip E. Strahan, 1997, "Diversification, size, and risk at bank holding Companies", Journal of Money, Credit and Banking, 29(3), pp. 300 -313.
  • 8DeYoung Robert and Karin P. Roland, 2001, "Product mix and earnings volatility at commercial banks: evidence from a degree of total leverage model", Journal of Financial Intermediation, 10( 1 ), pp. 54 - 84.
  • 9Diamond D. , 1984, "Financial intermediation and delegated monitoring", Review of Economic Study, 59 (3), pp. 393 - 414.
  • 10Edward J. Lopez, 2001, "New anti - merger theories : A critique", Cato Journal, 20 ( 3 ) , pp. 359 - 378.

二级参考文献93

  • 1王志军.欧盟银行业的非利息收入[J].国际金融研究,2004(7):47-52. 被引量:36
  • 2薛鸿健.解析美国商业银行的非利息收入[J].国际金融研究,2006(8):20-25. 被引量:40
  • 3王勇,张艳,童菲.我国商业银行非利息业务困境与对策[J].金融研究,2006(10):76-81. 被引量:30
  • 4迟国泰,孙秀峰,郑杏果.中国商业银行收入结构与收入效率关系研究[J].系统工程学报,2006,21(6):574-582. 被引量:51
  • 5Allen, F. and Gale. D. , 2004, " Competition and Financial Stability". Journal of Money, Credit and Banking, vol. 36 (3), 453 ~ 480.
  • 6Bank for International Settlement, 2001, "The Banking Industry in the Emerging Market Economies: Competition, Consolidation, and Systemic Stability", BIS Paper 4.
  • 7Beck, Thorsten, Asli Demirguc - Kunt, and R. Levine, 2006, "Bank concentration, competition, and crises: First results", Journal of Banking & Finance ,vol. 30(5 ), 1581 ~ 1603 .
  • 8Calmes, C. , Liu, Ying, 2009, "Financial Structure Change and Banking Income : A Canada - U. S. Comparison", Journal of International Financial Markets, Institutions and Money, vol, 19:128 ~ 139.
  • 9DeYoung, R. , and Karin P. R. , 2001, "Product Mix and Earnings Volatility at Commercial Banks: Evidence from a Degree of Total Leverage Model" ,Journal of Financial Intermediation, Vol. 10:54 -84.
  • 10DeYoung, R. , Hunter, W. , and Udell,G. , 2004, "The Past, Present, and Probable Future for Community Banks", Journal of Financial Services Research, vol. 25 ( 2 ) : 85 ~ 133.

共引文献227

同被引文献399

引证文献29

二级引证文献177

相关作者

内容加载中请稍等...

相关机构

内容加载中请稍等...

相关主题

内容加载中请稍等...

浏览历史

内容加载中请稍等...
;
使用帮助 返回顶部