建立存款保险制度对地方性金融机构的影响研究——以延边州农村金融机构为例

Study on the influence on local financial institution by the establishment of deposit insurance system——Take Yianbian rural financial institution example

建立存款保险制度是成熟市场经济国家的通行做法,我国存款保险立法的步伐也正在加紧。建立存款保险制度对地方性金融机构到底有何影响,本文以延边州农村金融机构为例,通过定性定量分析,提出若干建议,以期既能保证存款保险制度的适时推出,又尽可能减少政策对地方性金融机构的震动。

It is the common practice for mature market economy country, and the steps of deposit insurance legislation in china is also being speeded up. In order to find out how much influence of the establishment of deposit insurance system to the local financial institution, some suggestions, based on the example of Yanbian rural financial institution, are put forward in this paper by using qualitative and quantitative methods, so as to make sure the timely launch of deposit insurance system and reduce the influence of the establishment of deposit insurance system on local financial institution.