农村金融与消费的协调发展研究

A Study on the Harmonized Development of Rural Finance and Rural Consumption

农村消费动力不足、农村金融发展滞后在很大程度上影响着"三农"问题的解决和突破。本文从协调发展的视角,探讨社会主义新农村下农村金融与农村消费的相互影响作用机制,对其进行实证分析检验。建议从提高农民收入的角度出发,来构建二者的协调发展机制。

The Insufficient drive of rural consumption and the lag of the rural financial development are the two forms of the issues of agriculture, rural areas and farmers which to a large extent affect the solution and breakthrough of agriculture, rural areas and farmers. The paper discusses the mutual effect mechanism of rural finance and rural consumption under the circumstances of socialist new countries from the angle of harmonized development, and makes an empirical test and analysis. At present, rural finance as a whole acts only as an assistance to sustain rural consumption, but the effect is not obvious. The paper suggests increasing farmers＇ income to establish the harmonized development mechanism of rural finance and rural consumption.