我国农村中小企业融资市场效率差异性分析——基于省级面板数据实证研究

Analysis on Rural SME'S Financing Market Efficiency Differences Based on China's Provincial Panel Data

中小企业融资“难”是全球性的普遍难题，而在我国农村尤为显著，拓展融资渠道，提升融资效率成为解决这一难题主要方式之一。文章主要利用2001年-2010年我国东、中、西部农村中小企业融资结构与企业产出10年的面板数据．分析探讨农村中小企业融资结构与企业产出之间的关系。研究结果显示，自有资金对农村中小企业发展具有重要促进作用。同时农村中小企业的缸资结构与企业产出之间存在区域差异性。针对研究结果。本文进一步深入分析了区域差异性的原因，并提出相应的政策与建议。

SME＇s difficult financing is global universal problem and is particularly significant in the rural small and medium-sized enterprises to expand financing channels, and improve efficiency to become one of the main consensus to solve this problem. This paper uses China＇s eastern, central and western rural SMEs financing structure and enterprise output 10-year panel data analysis to explore the financing structure of rural SMEs and enterprise output relationship. The results show that own funds are very important for the development of SMEs in rural areas. There are regional differences between the rural financing for SMEs and enterprise output. Results further in-depth analysis of the reasons for regional differences, and the corresponding policies and proposals put forward.