系统重要性金融机构监管改革国际进展与我国的对策

The International Regulatory Reform's Progress of Systemically Important Financial Institutions,and China's Countermeasures

在金融体系中,系统重要性金融机构(SIFI)由于规模大、交易对手多、业务联系广等原因,一旦出现问题就会引发系统性风险,影响金融稳定。全球金融危机后,国际社会加大了对SIFI监管政策的研究,确定了识别和评估SIFI的方法,推出了一系列对SIFI强化监管的政策措施,公布了全球系统重要性银行(G-SIB)名单。美国、欧盟和英国在金融监管改革中,均加强了对SIFI的监管。我国的中国银行已入选G-SIB,未来还会有大型银行加入G-SIB之列。面对新的形势,客观上需要参照国际社会对SIFI监管的政策新规,完善我国SIFI监管措施。

In the financial system, systemically important financial institutions （ The SIFI）, due to the large - scale, multi - counterparty, wide business contacts and other reasons, once the problem is systemic risk, affecting the financial stability. After the global financial crisis, the international community increases the SIFI regulatory policy, determines the methods of identification and assessment of SIFI, launches a series of policies and measures to strengthen supervision on SIFI and announces the world＇ s systemically important banks （ G - SIB） list. The United States, the European Union and the United Kingdom in the financial regulatory reform are to strengthen the supervi- sion of SIFI. China＇ s Bank of China has selected the G - of SIB, and there will be large banks to join the list of G - of SIB. Facing the new situation, we objectively need to refer to the policy of the new regulations of the interna- tional community SIFI supervision, and improve China＇ s the SIFI regulatory measures.