农村地区推广非现金结算的对策思考

Countermeasures and Thinking on Rural Areas Promotion Non-Cash Settlement

我国农村地区非现金结算方式极不发达,其原因有多个方面。应切实改善非现金结算的宏观环境,严格现金监管,完善非现金结算法律制度,强化非现金结算风险防范合作机制,规范非现金结算流程;同时,应因地制宜创新支付结算工具,实现结算业务的多样性,并推行非现金结算代理制,以推广农村地区非现金结算方式。

In rural areas non - cash settlement way is not highly developed, whose reason has multiple aspects. Non - cash settlement＇ s macro environment should be earnestly improved, cash should strictly be supervised, non - cash settlement＇ s legal system should be perfected, non - cash settlement＇ s risk prevention cooperation mechanism should be strengthened, and non -cash settlement process also should be regulated. At the same time, payments and settlement tools should be innovated timely to realize settlement business diversity, and implement non -cash settle- ment agency system, and promote rural areas＇ non -cash settlement way.