摘要
通过运用因子分析法对我国16家上市银行的14个指标进行归纳分析,从各家银行的规模性、效益性、流动性和安全性等四个方面的表现分别作出评价,按照特征值加权得出上市银行绩效综合排名。研究结果表明:规模因子和效益因子在很大程度上决定银行绩效水平。最后针对结论和银行业现状,提出了合理化对策。
Through the use of factor analysis on China＇ s 16 listed banks,this paper chooses 14 indexes from banks＇ four aspects in scale, efficiency, mobility and security, we make the evaluation in accordance with the weighted eigenvalue gives the performance of these banks. The results show that te scale factor and efficiency factor determine the bank performance in great extent. Finally, in the face of the conclusions and present banking situation, we put forward reasonable proposals.
出处
《金融教育研究》
2012年第5期55-61,共7页
Research of Finance and Education
关键词
商业银行
因子分析
绩效评价
可持续发展
commercial banks
factor analysis
performance evaluation
sustainable development
