论商业银行表外业务的风险管理

A Comment on the Risk Management of the Business out of Schedule of Commercial Bank of China

表外业务目前已成为国外商业银行重要的业务发展方向和收益来源 ,而表外业务同时又伴随着比表内业务更大的风险。商业银行表外业务具有很多风险 ,商业银行及中央银行应针对性的采取风险管理措施 ,对表外业务风险进行管理。

The business out of schedule has already become the important business development orientation and source of return in commercial banks abroad at present. However,the business out of schedule also accompanied with more risks than the business in schedule at the same time. There are many risks in the business out of schedule of commercial banks.The commercial bank and central bank should adopt corresponding risk management measures to manage the risks for the business out of schedule.