摘要
网络经济的日益发展使网络银行建设成为不可逆转的趋势 ,发达国家纷纷使用INTERNET技术来对传统银行业进行改造。研究了网络银行的特点 ,分析了网络银行对我国银行业的影响 ,认为网络银行的发展与其说是挑战 ,不如说是一次机遇 ,最后就我国网络银行发展的相关问题提出自己的看法。
With the thrive of cyber economy the development of cyber bank becomes inreversible. Traditional banking are renovated by use of Internet and Intranet technology in developed country. The author studies the features of cyber bank, analyzes the influence of cyber bank on the banking in China, and considers that the development of cyber bank is no challenge more than opportunity. In the end some suggestions on the development of cyber bank in China are presented.