“安保互动”机制中的博弈分析

The Game Theory Analysis on the "Safety and Insurance Interaction" System

政府、企业和保险公司进行合作,形成"安保互动"机制,以预防为主、综合管理高危企业安全生产责任风险。"安保互动"机制的利益目标是实现安全生产风险管理收益的最大化。但由于效用目标与约束有所不同,各主体为了实现各自的效用目标最大化而进行博弈,从而达到纳什均衡,促进"安保互动"机制有效运行。

The government, enterprises and insurance companies cooperate to prevent and comprehensively manage production safety liability risks in high risk industries through the ＂safety and insurance interaction＂ mechanism. The utility goal is to achieve maximized return of safe production risk management. But due to the varied objectives and constraints, and in order to achieve the goal of utility maximization separately, all parties involved play the games to achieve the Nash equilibrium, and promote the effective operation of the ＂ safety and insurance interaction＂ mechanism.