关于农村金融服务与公共服务融合发展的思考

Thinking About the Integration Development of Rural Financial Services and Public Services

加快农村金融服务体系建设有助于提升金融服务"三农"水平、促进农村公共服务实现、方便农村群众的需求。目前,农村金融网点覆盖面低、竞争不充分等问题仍然比较严重;要进一步提升农村金融和公共服务水平,必须注重发挥政府引导和市场配置两个方面的作用,坚持网络布局和服务创新同时推进,最大限度满足农民群众的服务需求。

This paper is mainly about how to speed up the construction of rural financial service system and its profound significance in China＇ s rural market. It plays a vital role not only in enhancing the financial service level focusing on promoting agriculture, rural areas and farmers, but also in the realization of rural public service, as well as satisfying the needs of the rural population. At present, problems such as low coverage of the rural financial network, insufficient competition are very obvious. In order to improve the rural financial and public service level, two factors need to be highlighted, namely, government guidance and market allocation. In addition, we need to insist on developing the network layout and service innovation, to meet the service needs of local farmers.