商业银行支持新能源产业发展的国际经验借鉴

Study on International Experience and Reference of the Commercial Bank Supporting New Energy Industry Development

大力发展新能源产业是能源危机局势下各国争相选择的可持续发展战略,而由于我国新能源产业发展伴随诸多风险,使其普遍面临融资难问题。文章介绍了发达国家的银行业对赤道原则的适用及在支持本国新能源产业发展方面取得的有益经验,指出我国银行业具有支持和引导新能源产业合理有序发展的先天优势,商业银行应积极适用赤道原则,联合政府创新担保模式,在有效防范信贷风险的基础上,加大对新能源产业的支持力度,争取双赢的结果。

In the energy crisis situation, most of the countries compete to develop new energy industry as a strategy of sustainable developmenta. China＇s development of new energy industry faces a lot of risk, which makes it generally facing the problem of financing.This paper introduces the experience of commercial bank＇ s application of the equator principles, and how the commercial bank supports the new energy industry in developed countries.Then the paper pointes out that china＇s commercial banks have the congenital advantage of supporting and guiding the reasonable and orderly development of new energy industry, and they should actively apply the equator principles and work with the government to put forward the innovation of government guarantee mode. In the end, the paper suggests that commercial banks shoud be more supportive on the new energy industry on the basis of effective guarding of the credit risk, and strive for win-win results.