物流金融促进银企合作信息对称的探讨

Discussion on the Promotion of Information symmetry in the Collaboration between Banks and Corporations by Logistics Finance

信息不对称造成目前中小企业融资问题凸显,物流金融是解决银企合作信息不对称问题的有效模式。本文针对物流金融促进银企合作信息对称的原因和作用进行探讨,并提出利用物流金融实现信息对称的有效措施,如选择有能力的第三方物流服务平台、完善物流金融流程、加强监管体系、构建Saas模式信息平台等,以促进银企合作的顺畅运行。

Financing problem of small and medium-sized enterprises has been an issue due to the asymmetric information and logistics finance is an effective model to solve it.This paper analyzes the causes and effects that logistics finance promotes information symmetry in the process of cooperation between banks and enterprises and puts forward some effective measures of achieving information symmetry by means of logistics finance,such as choosing the third-party logistics service platform,improving logistics financial process,strengthening regulatory system and building Saas-mode information platform to promote the smooth operation of cooporation.