我国公民个人信用信息保护意愿的实证研究

Empirical Study of Chinese Citizens'Will to Protect Personal Credit Information

随着经济的发展和我国个人征信体系的建立,人们对个人信用信息保护的需求日益强烈。通过调查分析,了解了我国公民个人信用信息保护意愿的整体状况及特点,提出在现阶段,我国个人征信体系的建设应与个人信用信息的法律保护同步进行,以避免个人信用信息侵权的泛滥;个人信用信息保护的立法要植根于社会,尊重公民对个人信用信息保护的意愿,制定适合我国公民的个人信用信息法律保护制度;良好的法律环境的形成还需要加强法制宣传教育,培养公民个人信息和个人信用的维护意识。

With the development of the economy and the establishment of the personal credit system,the demand for personal credit information protection is becoming stronger and stronger.Through investigation and analysis,this article learns the whole situation and characteristics of the Chinese citizens＇ will to protect personal credit information,and points out that at the present stage,the construction of the personal credit system should proceed with the legal protection of the personal credit information so that the infringement of the personal credit information will not spread unchecked.The legislation for personal credit information protection should be based on the society,respect the will of the citizens to protect the personal credit information,and formulate the personal credit information protection system suitable for the Chinese citizens.In order to create a good legal environment,it＇s necessary to strengthen the legal propaganda and education,and foster the citizens＇ awareness of the personal information and credit protection.