银行业市场开放与银行业战略性重组

The Opening of Banking Market and The Strategic Restructuring of banking lndustry

随着我国加入WTO的时间迫近 ,长期封闭的国内银行业市场将要面向世界开放 ,在国内银行业市场上进行国际化的竞争 ,国内银行业必然会面临诸如监管政策、宏观金融调控、企业治理结构、经营管理组织体系能否适应开放等一系列挑战性的问题。这一基本现实告诉我们 :在继续维持低效率竞争与通过战略性调整和重组来推动国内银行业在各个方面与国际接轨这两者之间 ,我们已经没有更多的选择余地。

Along with the time which our country will join in WTO is approaching,our banking market will further open to outside world.When the banking sector will face the international competition in the domestic market,it must be confront with the sundry challenge questions,as the supervision,macrofinancial controlling,the restructuring of enterprise,the system of management.The facts tell us:we have only a choice:to continue to keep the low efficient competition or to drive the domestic banking industry approach to the world by the strategic adjustment.