基于DEA模型的我国上市商业银行效率研究

Efficiency Research on Chinese Listed Commercial Banks Based on DEA Model

本文采用了数据包络分析(DEA)方法研究我国上市商业银行的经济效率,结果表明:我国上市商业银行的全要素生产率(TFP)和技术效率都偏低,国有四大行的整体技术效率也明显低于股份制商业银行,我国银行业的经营管理与技术水平稳定性较差。最后文章提出几点关于银行业发展的建议。

This paper uses the Data Envelopment Analysis（DEA） method to research the economic efficiency of our country＇s listed commercial banks.The results show that total factor productivity（TFP） and technical efficiency of listed commercial banks are low.And the overall technical efficiency of four major state-owned banks is significantly lower than the joint-stock commercial banks.As well,Chinese banking industry management and technical level have poor stability.Finally,this paper puts forward some suggestions on the development of commercial banking industry.