云计算在电子支付领域中的应用综述

The Application of Cloud Computing in Electronic Payment

云计算是企业级IT技术发展到高级阶段的产物,是一种"按需取用"和"按量计费"的计算模式,能带来各应用行业的成本和商业模式的巨大变革,与电子支付领域日趋快速发展的需求不谋而合。本文从电子支付变革需求和云计算相关概念出发,阐述了云计算将如何推动电子支付业务快速发展,并判断电子支付与云计算的结合是一个必然趋势。

Cloud computing is a product of the development of enterprise-class IT technology, which can bring great changes of business cost and model in many fields with a computing model of on-demand access and on-amount billing,.It is obvious that cloud computing meets the rapid developing demand of electronic payment. Firstly, this paper introducesthe trend of electronic payment and concept of cloud computing respectively. Then, it describes that cloud computing how to promote the development of electronic payment business. Finally, we draw a conclusion that the combination of electronic payment and cloud computing is an inevitable trend.