浅析我国商业银行集团客户信贷风险管理

Group Customer Credit Risk Management of Commercial Bank in China

作为商业银行争相竞争发展的优质客户集团企业客户,在给商业银行带来丰厚利润的同时,也对商业银行信贷风险管理提出了新的要求。本文通过分析商业银行集团客户信贷风险的主要表现形式,提出针对这些风险进行防范的相关措施,一方面保证商业银行继续从与这类集团客户合作中获取收益,另一方面更好地完善商业银行信贷风险管理。

As the high-ranking and prioritized customers pursued by any commercial banks, the enterprise group clients have been making huge profits for commercial banks, while they raised many new demands to the credit risk management of all commercial banks. This essay probes in the main features of credit risk management of group clients and raises the measures to prevent the risks accordingly hence commercial banks could make sustainable profits from the group clients and optimize the credit risk management of commercial banks.