我国农村小额信贷公司的可持续发展研究

Research on the Sustainable Development of Rural Microcredit Company in China

农村小额信贷既是一种有效的扶贫工具,可以帮助贫困农户发展生产,摆脱贫困,同时,也是一种新型的农村金融组织形式,能够缓解农村金融供求紧张状况,促进"三农"发展和农村金融体制改革。本文首先分析了小额信贷的现状,其次分析了小额信贷公司的存在问题,最后科学地分析了小额信贷公司可持续发展及解决方法。

Rural micro-credit is a kind of effective poverty alleviation tools,and it can help poor peasant households develop production and get rid of poverty.Meanwhile,micro-credit is also a new form of rural financial organization,which can ease tensions in rural financial supply and demand to promote the rural development and the rural financial system reform.This paper firstly analyzes the present situation of microfinance and the existing problems of microfinance company,finally discusses scientifically the sustainable development of microfinance and the methods to solve the problems.