我国保险公司操作风险管控体系建设研究——基于国际经验视角

The Research on Operational Risk Management System of Chinese Insurance Company from International Experience

近年来,国内保险公司进入操作风险高发期,而操作风险管控实践却处于起步阶段,管控理念与技术相对落后。国际领先保险公司在操作风险管控方面积累了较多经验,值得国内公司借鉴,国内保险公司应从组织架构、制度流程、系统模型、配套机制等方面建立健全操作风险管控体系。

Operational risk events have erupted frequently in domestic insurance companies recently in China. However, the theory and practice of operational risk management of insurance companies is lagging behind. Interna tional firstclass insurance companies have accumulated lots of experience in this field. Domestic insurance compa nies should enhance operational risk management in organization structure, institution process, system model and supporting mechanism comprehensively.