三种类型信用担保机构比较及优化调整策略

信用担保机构在促进小微企业融资中发挥了重要作用,但由于信用担保机构定位及经营模式不同,使其在促进小微企业融资中的作用存在差异。本文着重分析三类担保机构的特点及对小微企业融资的影响,并就信用担保机构更好的缓解小微企业融资难问题提出了具体的对策。

Credit guarantee institutions play an important role in promoting small and micro-enterprise financing,but due to their different positioning and business model,there are differences in the promotion of small micro-enterprise financing.This paper analyzes the characteristics of the three types of guarantee institutions and their effect on small and micro-enterprise financing.At last,this paper puts forward concrete measures to alleviate the problem of financing for small and micro enterprises.