保险“新兵”

‘NEW RECRUITS’ IN CHINA’S INSURANCE MARKET

银行系保险公司异军突起，但如何实现银行与保险公司的优势整合，还有待摸索。7月19日，由中国丁商银行、AXA安盛集团、中国五矿集团共同参股设立的工银安盛人寿保险有限公司在上海正式挂牌。这是继交银康联人寿、建信人寿、中荷人寿、嘉禾人寿、中邮人寿、光大永明人寿、招商信诺人寿、中银保险之后，成立的第九家银行系保险公司。

In July, ICBC-AXA Life, a life Insurance jointventure between ICBC, AXA and Minmetals, was launched officially in China. In recent years, some Chinese banks have invested in insurance companies since China’s banking and insurance regulators approved investment in insurance companies by commercial banks. It has accelerated the development of financial conglomerates in China.Analysts believe it will help the two industries boost their business interaction, promote the development of new products, and enhance their competitiveness. Banks and insurance companies could cooperate in variousstages, from product development and distribution to customer service. However, how to combine the advantages of the banks and the insurance companies needs further exploration.