商业银行风险管理若干思考

On Risk Management of Commercial Banks

近年来由于国际金融环境的动荡,我国商业银行面临的风险不断加剧。本文分析了我国商业银行风险内部管理存在的问题和成因,并从商业银行产权体系、全面风险管理理念、全面风险管理机制、风险控制激励机制及考核等四个方面提出政策建议。

In recent years, due to the increasingly fierce volatility of international financial environment, the risk of commercial bank is increasing. In our country, commercial bank also cannot possess in this crisis. Our commercial bank faces more complex environment and influence factors of commercial bank stability are more variety. Therefore, our commercial Bank must perfect the internal control system, improve its risk management level. Only in this way, our commercial bank can survival and development.