美国《统一商法典》流通票据编评析

Analysis of the Negotiable Instruments of Uniform Commercial Code

美国《统一商法典》流通票据编具有许多特色,包括:1.正当持票人制度以保护善意对价持票人为核心,促进票据的自由流通;2.融通票据将票据的信用功能发挥到极致,融通当事人和被融通当事人之间仅存在信用的授受;3.创设了相对独特的背书伪造风险责任制度。我国票据法可借鉴上述合理成分,完善相关立法。

The Negotiable Instruments （Article 3）of Uniform Commercial Code （UCC） have many features, which include： 1. the core of holder in due course system is to protect the rights of bona fide holder, and promote the flow of instruments; 2. accommodation bill makes the credit function of bill to its best use; 3. it creates a relatively unique forged endorsement liability risk system, and regulates the issues in the process of using the bill. The Negotiable Instruments Law of the People＇s Republic of China can use the reasonable elements of UCC as a source of reference to perfect itself.