供应链融资——缓解中小企业融资难的新途径

中小企业在我国国民经济中的地位日益突出，它是我国经济发展和社会稳定的重要支柱。然而，中小企业在发展过程中面临的主要问题之一就是融资难。它已成为制约中小企业发展的最大“瓶颈”。供应链融资是主要面向中小企的金融服务，是商业银行针对中小企业的特点及融资需求量身制定的一种新型融资渠道。发展供应链融资是缓解中小企业融资难的有效途径。

Small and middle-sized enterprises play an increasingly prominent role in China＇s national economy. They have been an important pillar of China＇s economic development and social stability. However, financing difficulties is one of the main problems in the development of small and middle-sized enterprises. It has become the biggest bottleneck which restricts the development of small and middle-sized enterprises. Supply chain financing is a financial service for small and middle- sized enterprises. It is a new financing channel invented by commercial banks based on the characteristics and financing demand of small and middle-sized enterprises. As a fact, supply chain financing is an effective way to ease the financing difficulties of small and middle-sized enterprises.