摘要
本文根据中国银监会发布的一系列银行资本监管要求,在回顾国内外研究成果的基础上,分析了我国上市商业银行的资本充足率现状,指出上市商业银行资本充足率提升途径存在的问题,并提出优化我国商业银行资本充足率提升途径的对策建议。
According to the series of bank capital supervision requirements issued by China Banking Regulatory Commission, based on the achievement of research domestically and internationally, this paper analyzes the status quo of capital adequacy ratio of listed commercial banks, points out the existing problems of promoting the capital adequacy ratio of these listed commercial banks, and finally proposes the countermeasures and suggestions for optimizing the approach of these ratios.
出处
《南方金融》
北大核心
2012年第11期45-48,共4页
South China Finance
基金
教育部人文社会科学研究一般项目<银行信贷行为的顺周期性与资本监管改革研究>(项目编号:10YJC790403)的资助
关键词
资本监管
商业银行
Capital Regulation
Commercial Bank
Capital Adequacy Ratio
Numerator Approach
Denominator Approach
