3Afanasieff T.S.,E M.V.Lhacer,and M.I.Nakane,2002,"The Determinants of Bank Interest Spread in Brazil," Banco Centrail di Brazil Working Papers,No.46.
4Albertazzi U.and L.Gambacorta,2006,"Bank Profitability and the Business Cycle," Bank of Italy Economic Research Pa-per No.601.
5Anna E I.V.and H.S.Chan,2006,"Determinants of Bank Profitability in Macao," Paper Presented on the 30th Anniversa-ry of Journal of Banking and Finance Conference.
6Bashir A.and M.K.Hassan,2003,"Determinants of Islamic Banking Profitability," Paper Presented at the Economic Re-search Forum(ERF)10th Annual Conference.
7Bourke P.,1989,"Concentration and Other Determinants of Bank Profitability in Europe,North America and Aus-tralia," Journal of Banking & Finance,13,pp.65-79.
8Demirguc-Kunt A.and H.Huizinga,1999,"Determinants of Commercial Bank Interest Margins and Profitability:Some In-ternational Evidence," World Bank Economic Review,13(2),pp.379-408.