我国中小企业集群融资的探讨

On Small and Medium-sized Companies' Funding in China

随着社会主义市场经济体制的日趋完善,中小企业在国民经济中的作用越来越重要,但融资难问题一直是我国中小企业发展道路上的"瓶颈",主要表现为:自有资金普遍匮乏;过度依赖银行贷款;融资渠道相对狭窄;企业融资成本偏高等。基于此,本文对中小企业目前融资困境的成因进行分析,并引入中小企业集群融资机制,试图借此改善中小企业的融资环境,促进中小企业发展壮大。

With the improvement of socialism market economy, small and medium - sized companies＇ roles are more important than ever, but funding problems hamper their development. The paper analyzes causes of funding difficulty and gives advice on how to improve the companies＇ development.