我国基本养老金保值增值模式研究

Research on Keeping and Raising the Value of Basic Pension

结合国际实践经验与研究成果,通过剖析我国养老金运行困境产生的原因,本文提出提高养老基金统筹层次,建立国家基本养老金理事会,以资产负债管理理论为投资战略理论基础,随机规划方法为实践分析工具的中国基本养老金保值增值模式,是现阶段既能真正解决养老金运行困境,又能保障现行制度效率和持续性的对策。

Through analyzing the current predicament of the pension, combined with the international practical experi- ence and research achievements, it put forward the model of keeping and raising the value of basic pension： raising the whole levels of pension, building national council of basic pension, using the assets and liabilities management theory as the theoretical basis of investment strategy and stochastic programming as the analysis tool, which is the best counter~ measures to really solve the dilemma in pension＇ operation and ensure the efficiency and sustainability of the existing sys- tem at present.