金融集聚与金融服务业技术效率的关系探讨——基于省域随机前沿生产函数的分析

On the Relationship between Financial Agglomeration and Technical Efficiency of Financial Service Industry——An Analysis based on SFA

本文运用中国30个省2005-2010年间的面板数据,用考虑无效率项的随机前沿生产函数模型,分析了我国省域金融服务业技术效率及其与金融集聚之间的关系。得出的结论是:各地区金融服务业平均技术效率水平较低且差距较大,金融集聚对技术效率的影响是非线性的,如果不能相应提高区域人力资本质量,金融集聚对于地区金融服务效率和金融发展的积极影响将难以形成。

In this paper, we use panel data of 30 provinces in China from 2005 to 2010, and make an analysis on the relationship between provincial technical efficiency of financial service in dustry and financial agglomeration. The result shows that the average technical efficiency of finan- cial service industry is rather low and there is a larger regional disparity. Moreover, the effect of fi nancial agglomeration on technical efficiency is non-linear. If the quality of human capital cannot be increased correspondingly, it is hard to achieve the positive effect of financial agglomeration on re- gional financial service industry and financial development.