民营企业融资困境的制度解析

Institutional Analysis on Difficulties of Raising Capital for Private Enterprises

民营企业融资难是长期以来制约民营经济发展的重要原因之一,产权制度不完善、信用担保体系不健全和金融体制改革滞后是其融资困难的主要根源。因此,明晰产权是解决民营企业融资困境的基本保证;建立有效的信用担保体系是解决民营企业融资困境的有力保障;加快金融体制改革是解决民营企业融资困境的有效途径。

That Chinese private enterprises meet with many difficulties in raising capital is a common phenomenon.Major causes include that property right system is not perfect,guarantee system of credit is not sound and reform of financial system is not in place.To overcome difficulties in raising capital of private enterprises,clear property right is a basic foundation,setting up effective credit guarantee system is a powerful means and accelerating reform of financial system is an effective method.