摘要
本文认为,金融创新在促进经济金融快速发展的同时,也积累了新的风险。金融创新的动因包含了金融企业的内部创新冲动和外因——外部冲击。在我国金融分业监管模式下,有必要加强对金融产品创新的监管。
The paper thinks that financial innovations can boost the rapid development of economy and finance as well as accumu- late new risks. The motivation of financial innovation includes internal innovation impulse of financial enterprises and external impact. It is necessary to strengthen the supervision on financial products innovation under the mode of segregation of supervision on financial industry.
出处
《西部金融》
2012年第11期39-42,共4页
West China Finance
基金
2009年度国际社科基金重大课题<深化金融体制改革研究>(课题编号:09&ZD030)的阶段性成果
关键词
外部冲击
金融创新
金融监管
external shock
financial innovation
financial supervision
