我国巨灾风险管理的供给主体研究

Study of the Main Body Supplying Catastrophe Risk Management in China

本文首先对巨灾风险管理进行了界定,提出了巨灾风险管理包括巨灾风险管理制度和巨灾风险管理措施两个层次。其次分析了巨灾风险管理的属性,指出巨灾风险管理具有准公共物品属性。然后探讨了巨灾风险管理各可能供给主体的优劣势,进而提出多元化主体供给巨灾风险管理是当前中国的必然选择。最后对各供给主体的职能定位提出了几点建议。

This paper firstly defined catastrophe risk management and put forward the two levels of catastrophe risk management including catastrophe risk management system and catastrophe risk management measures.Secondly it analyzed the properties of the catastrophe risk management and pointed out that it has quasi-public goods properties.Then it discussed the advantages and disadvantages of each possible providers,and then raised that diversified subjects supply catastrophe risk management is the inevitable choice of China.Finally several suggestions were posed about function orientation of the main providers.