后金融危机时代下我国出口信用保险发展刍议

On the Development of Export Credit Insurance in China in Times of Post Financial Crisis

在后金融危机时代下,我国出口产品遭遇的贸易形势严峻、面临的风险增大,作为WTO允许的国家政府可支持的出口信用方式——出口信用保险受到各界的普遍关注。而我国出口信用保险存在保险渗透率低、结构失衡、运作机制不完善等方面的问题,制约着我国出口信用保险的发展。本文借鉴英法两国的发展经验,浅析我国出口信用保险的现状和问题,提出进一步完善我国出口信用保险发展的建议。

After the financial crisis,the situation which China＇s export products are confronted with is grim and various risks increase gradually.Export credit insurance is regarded as the unique tool permitted by WTO that government could support domestic export credit.In recent years,export credit insurance receive the common concern of all circles.However,China export credit insurance has many problems,such as low insurance permeability,unbalance of the insurance structure,imperfect operation mechanism and other aspects.This paper mainly draws lessons from the experience of Britain and France export credit insurance,then analyses the current situation and problems of China＇s export credit insurance,then puts forward some proposals to improve the development of China＇s export credit insurance.