摘要
关于中小企业信用再担保机构的风险评价主要针对在保的担保公司进行资信评估,利用担保公司的资产质量、财务状况及运营效益等设计一套科学合理的指标体系,运用灰色模糊综合评价法对江苏省某担保公司的资信情况进行实证评价,从而实现对中小企业信用再担保机构风险的事前识别与评估。
The paper mainly builds the qualification assessment of the SMEs credit guarantee companies to value the risk from the SMEs credit re - guarantee institution. By utilizing the data from one guarantee company in Jiangsu in 2010, the paper proposes series of scientific and reasonable indicators according to its asset quality, financial ratio and operative ef- ficiency by the way of the gray fuzzy comprehensive evaluation to perform the empirical analysis about its credit. Finally, the paper achieves the prior identification and evaluation for the risk of SMEs＇ credit re - guarantee institution.
出处
《科技管理研究》
CSSCI
北大核心
2013年第2期208-212,共5页
Science and Technology Management Research
关键词
信用再担保
风险控制
灰色模糊评价法
资信评估
credit re -guarantee
risk management
gray fuzzy evaluation
qualification assessment
