我国金融创新的回顾与展望

View and Review of the Renovation in Finance of Our Country

随着经济体制改革的深入 ,以金融体制改革为核心的金融创新也逐渐展开。金融制度、金融市场、金融技术和金融工具创新 ,都取得了长足的发展。新世纪我国的金融创新应借鉴国际经验 ,以风险防范为前提 ,以引导与监管为保证 ,以促进经济发展、提高金融效率为目标 ,坚持市场主导、兼顾国际通用性与国情特殊性相结合的原则 ,进行整体把握和科学引导。

As the reform of economic system goes into depth, the financial renovation focusing on financial system is being developed. The renovation in financial system, financial market ,financial technology and financial tools has made rapid progress. In the new century, with the advantages of international experiences, with risk precautions as the premise, with economic development and financial efficiency as the goal, the financial renovation in our country should be supervised and guided scientifically as a whole.