对我国银行现行消费贷款政策的思考

Thinking on the Present Policies of Consume Credit in Our Country

本文从实现消费信贷的客观经济环境出发 ,一方面讲述了在市场经济条件下 ,金融机构的工作重点及银行当前的工作重心 ,分析了我国实行消费信贷的有利因素 ;另一方面 ,重点论述了我国消费信贷需要消除的诸多障碍。

The article began with objective economic environment which realized consume credit. It discussed working stress of bank nowaday, anslysed the advantage which consume credit was put into practice in our country. And seven main disadvantage in the course of realizing consume credit in China were discussed in the article.