摘要
从金融功能观视角来看,商业银行作为现代金融体系的重要组成部分,具有跨时空资源配置、风险管理、信息发现、产品定价等基本功能。富国银行始终明确现代银行业的核心功能,并通过充分运用现代高科技手段、优化服务流程及完善管理架构等方式不断发挥这些核心功能,从而使传统的金融功能衍生至以前尚未享受银行服务的小微金融业务,这一方面将促进小微企业的快速发展,另一方面也促进富国银行本身业务和竞争能力的迅速提升。
From the financial functions perspective,commercial banks as a modern financial system＇s important component,have cross spatio-temporal resource allocation,risk management,information discovery,product pricing and other basic functions.Wells Fargo always clarifies the modern banking core function.Through the full use of modern high-tech means,Wells Fargo improves the process of service delivery and management structure and optimizes the core functions.Therefore,the traditional financial functions derived from previously not enjoy banking services for SME that will promote SME of rapid development,on the other hand also promote Wells Fargo itself business and competition ability.
出处
《投资研究》
北大核心
2012年第11期20-32,共13页
Review of Investment Studies
关键词
金融功能
风险管理
定价
Financial functions
Risk Management
Pricing
