资本项目开放与银行业务发展机遇探析

Exploration of the Opening-up of Capital Account and the Development Opportunities of Banking Business

随着人民币国际化的持续推进,人民币资本项目开放的进程在不断加快,给中国商业银行带来严峻挑战的同时也带来了许多前所未有的机遇。本文在全面梳理人民币资本项目开放现状的基础上,对资本项目开放的路径进行了展望,并重点分析了资本项目开放带来的银行业务发展机遇,为推进我国商业银行转型发展提供借鉴。

With the continuing advance of RMB internationalization,the opening of RMB capital account is accelerated.Unprecedented challenges and opportunities are presented to China’s commercial banks.Based on an overall review of the progress of RMB capital account openness,the thesis outlooks the future routes of openness and makes analysis on the prospects of the openness to the banking development.