伊斯兰保险理论与实践

On the Theories and Practices of Islamic Insurance

保险在西方颇负盛名,但对伊斯兰法学家而言,保险是一种相对新颖的经济举措,穆斯林学者多以批判的眼光视之。19世纪之前,伊斯兰法律文献并未提及保险。此后,伊斯兰法学家从实用主义出发,在与西方经济思想的不断接触中,逐渐将保险业纳入伊斯兰经济思想之中,力图消弭伊斯兰与保险之间的张力,寻求既能为绝大多数穆斯林学者所接受的、又不违背伊斯兰教基本原则的保险类型和方式。

Though having enjoyed a great reputation in the western countries, insurance is a comparatively new economic measure and criticized by most Muslim scholars. It was not mentioned in the Islamic law documents before 19th century. The Islamic law experts gradually took insurance into Islamic economic ideology based on the pragmatism and frequent commtmications with the western economics since the 19th century. This aims to eliminate the tension between Islam and insurance so as to seek the insurance categories and methods in accordance with the basic principles of Islam and accepted by most Muslim scholars.