中小企业信用提升的内在机制研究

Research on Internal Mechanism for Promoting Small and Medium Enterprises' Credit

对于企业来说,信用是一种无形资产,一个好的信用政策能使企业实现利润最大化。中小企业是整个国民经济平稳发展的重要组成部分。中小企业对国民经济的重要性更加决定了其信用提升的紧迫性。本文从分析我国中小企业信用缺失的现状入手,得出中小企业信用提升最关键阻碍在于企业内在机制的不完善。进而分析中小企业信用缺失的原因,提出提升中小企业的信用方法。

To the enterprise,credit is a kind of intangible assets,a good credit policies can maximize the profit of enterprises.Medium and small enterprises are the national economy important component of stable development.The importance of Small and medium-sized enterprises to the national economy decides its urgency of credit enhancement.From analyzing situation of our country＇s lack of credit of small and medium-sized enterprise,this paper gets the key block for promoting small and medium-sized enterprises＇ credit lies in imperfection of the enterprise internal mechanism.And then,this paper further analyzes the reasons for the lack of credit of small and medium-sized enterprises,puts forward methods to promote small and medium enterprises＇ credit.