我国商业银行开展投资银行业务的风险及风险控制

Risk and Risk Control of Chinese Commercial Banks over Investment in Banking Business

在国外金融业的冲击下以及我国法律法规的条件下,我国商业银行开展投资银行业务是必然的,但与此同时,相应的风险也会产生。分析了我国商业银行开展投资银行业务所面临的风险,即内部风险控制乏力、政策法律风险、易于互相传染的风险以及道德风险等,以及如何对这些风险进行控制。

In the condition of the impact of international financial industry and the loosening laws and regulation in China,it is inevitable for Chinese commercial banks to develop investment banking.The risk contains the lack power of internal risk control,the legal risk,easy to infect risk,morality risk and so on.Therefore,analysis of these risks and measures to deal with these are of particular significance.