论我国民间借贷的法律规制

Research on Legal Regulation of Folk Credit in China

民间借贷活动从2008年以来越来越多,其作用对于民营经济来说也越来越重要。尤其是吴英案的发生,社会各界再次审视民间借贷活动,为我国民间借贷的研究打了一剂兴奋剂。期望通过对我国现行民间借贷的分析,提出规制民间借贷的建议,为民间借贷的阳光化作出一定的贡献。

Folk credit activities,which play an increasingly important role in the sector of private economy,have become more and more common since 2008.Wu Ying case triggers much discussion and makes people reexamine the role played by the folk credit activities.Based on the analysis of the current folk credit,the author of this article intends to put forward the recommendations of the regulation of folk credit and make a certain contribution to bringing the folk credit into public.