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基于Matlab仿真的养老金合理分配模型——以广西自治区为例

Pension allocation model of Matlab-based simulation——A case study of Guangxi Autonomous Region
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摘要 针对"双轨制"下养老金在企业、机关事业单位分配额度相差太大等问题,以广西区2002~2009年各单位养老金发放情况为例,采用数据处理、数据拟合、控制变量、图像分析的方法,预测出2011年至2050年广西平均工资以及比值关系,证明"双轨"制度的不合理性。然后建立一个新的模型计算职工退休后每年可领到的奖金,从模型明显发现工作时间越长,缴纳指数越高,年退休近金也越高。对于同时开始工作和退休的人员每年领取的退休金在不同单位保持比值在[0.85-1.0]之间,此模型具有一定合理性。 In the enterprises and institutions, the distribution of pension in the "double track system" are too tremendous. Using the distribution of pension in 2002-2009 as an example, we adopt Data processing, Data fitting, Controlling variables and image analysis to predict average wages and its ratio relation in GuangXi. We proved that the "double track system" is not reasonable. And then we set up a new model that can Calculate the bonus of the retired employee.From the model, we obviously found the more work time is, the higher pay index is, and the higher retirement is. For the people who start working and retire at the same year receive pension in different units, the model keep the ratio between 0.85 and 1.0. So this model is certainly reasonable.
出处 《大众科技》 2013年第2期116-119,56,共5页 Popular Science & Technology
关键词 养老金 数据拟合 缴费指数 双轨制 pension data fitting expending index double track system
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